UK Card Payment Services and Merchant Account Providers

AIB Merchant Services

AIB or Allied Irish Bank are a payment solutions provider originating in Ireland but available to merchants in both Britain and Ireland.

Features

  • Supplies POS for in-store payments from the Clover POS range
  • Provides Authipay to take online payments

EVO Payments

Founded in 1989, EVO Payments process around $80 billion in payments pass through our systems around the world every year.

Features

  • Accept payments in store, in app, online or over the phone
  • Integration for software developers
  • Various pricing plans

HSBC Merchant Services

HSBC offer card payments solutions for UK businesses through their partner Global Payments.

Features

  • Offers online payment solutions via Global Iris
  • Accept payments in various currencies
  • Offers fraud protection services

Santander

Santander offer merchant services provision for UK businesses via Elavon.

Features

  • Take payments online, over-the-phone or contactless or POS in-store
  • Fast settlement for payments into Santander business accounts
  • Take customer payments via Apple and Google

Paypal

Paypal is a popular and well-known provider for online payments with an easy set up process for businesses in the UK. Often favoured as a starting-point for merchant services by small businesses Paypal also offer a full-suite of electronic payment options, scalable to any size.

Features

  • Fast checkout for customers with a Paypal account
  • Fees from 1.5% plus 30p – standard rate at 2.9% plus 30p per transaction
  • Integrated with all the major shopping carts
  • Also supplies card machines

Shopify

Known as a subscription based, e-commerce website platform Shopify also provide electronic payment facilities for their subscribers.

Features

  • Fees from 0.5% to 2% based on subscription level from $299 to $29 per month
  • Easy drag-and-drop web store creation to sell your products
  • App based store available

Worldpay

Worldpay support more than 1,000,000 merchants worldwide and process over 40 billion transactions annually. With more than 300 payment methods.

Features

  • Accepts traditional and alternative payment types anywhere, any time, on any device
  • Enhanced checkout experiences
  • Leading fraud intelligence tools

Cardsave

Cardsave is now Worldpay who are owned by FIS, support more than 1,000,000 merchants worldwide and process over 40 billion transactions annually. With more than 300 payment methods.

Features

  • Accepts traditional and alternative payment types anywhere, any time, on any device
  • Enhanced checkout experiences
  • Leading fraud intelligence tools

First Data

First Data is now Fiserv, Payments and business solutions made easy with Clover.

Features

  • Complete all-in-one POS (point of sale) solution available as mobile, handheld and countertop devices
  • On-the-go payments, in-store payments and online payments
  • Serving the UK for 30+ years

Fiserv

Payments and business solutions made easy with Clover. Start taking card payments safely and easily.

Features

  • Complete all-in-one POS (point of sale) solution available as mobile, handheld and countertop devices
  • On-the-go payments, in-store payments and online payments
  • Serving the UK for 30+ years

Sage Pay

Sage Pay is now Opayo. Secure payments for merchants from the most reliable UK payment provider.

Features

  • Trusted by thousands of businesses
  • Offers online payments, card terminals and POS
  • Virtual terminal and telephone payments available

Opayo

Secure payments for merchants from the most reliable UK payment provider.

Features

  • Trusted by thousands of businesses
  • Offers online payments, card terminals and POS
  • Virtual terminal and telephone payments available

Stripe

Stripe bring together everything that’s required to build websites and apps that accept payments and send payouts globally.

Features

  • Take online payments, in-person payments and subscription payments.
  • Supports software platforms and marketplaces
  • Send invoices

Paymentsense

Paymentsense use the combined buying power of 70,000 customers to keep rates really low.

Features

  • Enables merchants to take payments via card machines, payment gateway and pay-by-link
  • PCI phone validation
  • Currently help over 80,000 businesses

Global Payments

Global Payments offer merchants leading software solutions and world-class expertise.

Features

  • Offer businesses the option to accept payments online, mobile, in-store and more
  • Products and services to help you grow your business and create loyal customers
  • Powers secure ecommerce and online payment acceptance

Axcess Merchant Services

Merchant account solutions to fit your business model. Greater choice, flexibility and bespoke merchant account arrangements.

Features

  • Offers 51 alternative payment methods
  • Works with 391 acquiring banks worldwide
  • Provides two PCI Level 1 gateways

iZettle

iZettle is now Zettle by Paypal make modern point-of-sale (POS) products designed to simplify every workday. Focused on POS and merchants making face-to-face transactions.

Features

  • Offers Zettle card readers
  • Offers Zettle EPOS systems
  • Never miss a payment, speed through transactions and track everything automatically

Zettle

Zettle by Paypal make modern point-of-sale (POS) products designed to simplify every workday. Focused on POS and merchants making face-to-face transactions.

Features

  • Offers Zettle card readers
  • Offers Zettle EPOS systems
  • Never miss a payment, speed through transactions and track everything automatically

Square

Set up a free online store that syncs with your inventory and your social media. Get set up with the right solutions for you.

Features

  • Accept payments anywhere
  • Offers the popular Square Card Reader
  • Provides virtual terminals, checkout links, invoicing and gift cards

Payzone

A card payment solution from a partner you can trust.

Features

  • Offers card machines, online payments, phone payments and EPOS systems
  • Card payment solutions with zero setup fee
  • Short and simple 12 month contracts

PayPoint

Paypoint help over 28,000 retailers across the UK drive more footfall, save time, get valuable business insights and grow profitability.

Features

  • Next generation EPoS with PayPoint One
  • Seamless card payments with PayPoint One
  • Ingenico PIN pad is included in the PayPoint One package at no extra cost

Handepay

Handepay offer merchants card payment solutions for face to face, online or phone payments.

Features

  • Straight-forward pricing with no hidden fees
  • Improve cash flow and get your money the next banking day
  • No joining or set up fees

Elavon

Elavon has the expertise to integrate emerging technologies, security and PCI DSS compliance for a payment solution that can mean the difference between satisfied customers and delighted ones.

Features

  • Tailored online stores and e commerce solutions
  • Anytime, anywhere in-app phone payments
  • Same day funding

NetPay

NetPay deliver services to great businesses of all sizes, from sole traders through to major brands and principally distributes its capability through a network of partners within a variety of sectors.

Features

  • Award-winning face to face, online and over the phone payment services
  • Quick setup time, with 86% of all applications pre-approved and 93% in 1 day
  • 24 x 7 x 365 UK based technical support

Barclaycard

Barclaycard from Barclays Bank PLC provide business payments for UK merchants with a full-range of options for taking customer payment.

Features

  • Flex mobile card reader with prices from just 1.1% per transaction and no joining or cancellation fees
  • Online payment gateways with active fraud filters
  • Take payments by over-the-phone or using the app

Retail Merchant Services

Retail Merchant Services award-winning payment solutions are used by thousands of businesses throughout the UK and Ireland.

Features

  • Card machines to help you take payments face-to-face. Fully equipped with wireless connection and contactless payments
  • Take online payments through your website 24/7 with our secure payment gateway
  • Accept all major cards and digital wallets like Google Pay and Apple Pay

Braintree

An online payments solutions provider, global payments processor and partner of Global Payments.

Features

  • Modernized, optimized payments experience
  • Leverages the PayPal network and next-generation technology
  • Manage internal costs and automate back-end processes

Global Iris

Global Iris is Global Payments simple, professional way of streamlining your eCommerce presence.

Features

  • Easy telephone payments
  • Online payment gateway with a powerful suite of options that can be integrated seamlessly into your business
  • API available, host the entire payment process within your site

Transax Pay

FIS owned company boasts over 3 Million point-of-sale, MOTO and e commerce card payments processed every day.

Features

  • Payment gateway consolidates the processing of all your credit card, debit card, charge card (and fuel card) payment transactions
  • Process, transmit and store data more securely using TRANSAXpay EFT Software
  • FIS Payment Gateway

SimplyPayMe

SimplyPayMe – Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options.

Features

  • Process card payments with your smartphone or tablet and a 3G connection
  • The SimplyPayMe Pay by Bank app allows you to send you invoices via text
  • PayLink with a 1.65% + 20p transaction fee

Smarttrade App

Smarttrade is now SimplyPayMe – Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options.

Features

  • Process card payments with your smartphone or tablet and a 3G connection
  • The SimplyPayMe Pay by Bank app allows you to send you invoices via text
  • PayLink with a 1.65% + 20p transaction fee

Allied Wallet

Allied Wallet is one of the leading turnkey payment gateway solutions in the industry.

Features

  • 24 hour Fraud and Chargeback Prevention
  • 24 Hour Support
  • Low, Flat-Rate Pricing. No Hidden Costs

Cybersource

A VISA solution. Flexible, secure commerce solutions for everyday life.

Features

  • Modular platform supports seamless payments and a global footprint using a single integration
  • Expert help to reduce fraud and accept more valid orders
  • Providing online and in-person card payment solutions that reliably secures the transmission of payment card data

Authorize.net

An American card processing provider operating as Cybersource in the UK.

Features

  • Modular platform supports seamless payments and a global footprint using a single integration
  • Expert help to reduce fraud and accept more valid orders
  • Providing online and in-person card payment solutions that reliably secures the transmission of payment card data

Adyen

Experience more approvals on every single payment with local and global payment processing, data-driven optimizations, and powerful risk management.

Features

  • Accept cards, mobile wallets and more on any digital channel or device
  • Payment terminals and in-store POS setups
  • Unified Commerce, all your payment data feeds into the same system

Paysafe

A global leader in payments, serving businesses of all shapes and sizes across 120 markets.

Features

  • Issue prepaid and eCash products throughout the EEA
  • Seamlessly integrated e-commerce platforms such as Magento, Shopify, WooCommerce, and many more
  • Integrate Vindicia into your payment processing to maximise conversions rates and retain customers

First Payment

Launched in 2011 First Payment Merchant Services wanted to make a difference in the payments industry and have managed to do exactly that! First Payment Merchant Services are now one of the UK’s leading independent processing providers.

Features

  • Processed with over 288 Million Transactions a Year
  • Next-day replacement for card terminals
  • Online dashboard with real-time reporting

Monek

One global payment platform. All payment types, in-store, online and by phone.

Features

  • Offers online payments, card machines and integrated terminal solutions
  • Dynamic fraud protection
  • Accepts the world’s most popular payment types

Natwest

Make and receive fast, secure, and cost-efficient payments directly to and from your business account. Natwest provide flexible payment solutions that enable your business to trade effectively in the UK and around the world.

Features

  • Latest technology and payment standards
  • Electronic bank-to-bank links
  • Make and receive payments online or by telephone

Bank of Ireland Payment Acceptance

BOI believe in Smarter Card Acceptance, allowing all our merchants to seamlessly accept card payments in-store, online or on the move.

Features

  • Virtual terminals, payment gateways and online payment services
  • In-store payments with no hidden fees
  • All BOIPA card terminals are enabled to accept Google Pay, Apple Pay and Samsung Pay transactions